Dave’s Trusted Network of Top Pros Endorsed Local Provider · Colorado Springs
Colorado Springs · Pink Realty
Jake Roth
Real estate, handled the disciplined way.
Born and raised in Colorado Springs. With Pink Realty since 2014, licensed in 2015 — 136 closings and $48.9M in volume, all of it in this market.
Why you were sent here
Ramsey does not hand this out.
Endorsed Local Providers are vetted on service, held to Ramsey’s standards, and judged on what clients say after the deal closes — not before.
Which side of the table are you on?
Buying is about not overpaying. Selling is about not leaving money on the table. Those are two different problems, and they do not get the same playbook here.
Run it yourself
Most calculators flatter you.
This one will not.
It runs Ramsey’s actual rule — payment at or under 25% of monthly take-home on a 15-year fixed — on the full payment, taxes and insurance included. The number it gives you will probably be lower than you expected. That is the point, and no email is required to see it.
$ 9,000 / month
$ 80,000
25%
15%Ramsey’s line — 25%40%
At 25% of take-home, you can buy up to
$0 per month — principal, interest, taxes and insurance, all in.
What this calculation assumes
Payment capped at 25% of monthly take-home pay, per the Ramsey rule.
Property taxes and homeowners insurance are estimated as a share of home value and scale with price. Colorado Springs insurance runs above the national average because of hail exposure.
Rates shown are assumptions, not quotes. Assumptions last reviewed: —.
No HOA dues, PMI, or mortgage insurance are included. Many Colorado Springs communities carry HOA dues, which reduce what you can afford.
Where that number reaches
Every point below sits at its true coordinates — including the four installations, because “how far is my base” is the question I get most.
In reach Above your number Installation
Jake, is this the right number for me?
Send that exact question, with your numbers already attached. No form, no funnel.
Text me this questionThese are estimates for planning, not a lending decision, a pre-approval, or a mortgage quote. Actual figures depend on your credit, the property, current rates, and your lender's underwriting.
The market, plainly
What the market is actually doing.
Straight answers, and the math to back them.
Jake Roth
RamseyTrusted Certified ELP · Pink Realty
Five-star reviews. None of them written by me.
Ask me the question you actually have.
Not a form that disappears into a system. A conversation with the person whose name is on this page.